Insurance

Insurance Procedures for Summer 2015

Insurance coverage for F-1 and J-1 students is mandatory . While proof of insurance is not mandatory for dependents of F-1 students, it is STRONGLY recommended that they also be insured as there is no medical assistance for international students or their family.

Insurance for both J-1 students AND their J-2 dependents is a federal requirement. It is each student’s responsibility to maintain valid health insurance at all times. The Code of Federal Regulations states that if J-1 students and the J-2 dependents do not have Health and Accident Insurance coverage, the student’s program and visa status will be terminated.

The Florida State University System’s Board of Governors (BOG) requires that all international students have health coverage during the entire year, including annual breaks. Only students graduating in a given semester may purchase insurance for that semester only with proof of graduation by completing the Health Insurance Waiver Form.

The Insurance Verification Form must be filled out by a representative of your insurance company to verify that you have adequate insurance coverage if you purchase a plan other than the UF sponsored plan.

How to clear your Insurance Hold

To clear your hold, you must send your receipt/confirmation of purchase showing the dates for which you are covered to insurance@ufic.ufl.edu. Please make sure to also include your UFID and Visa Type (F1 or J1). UFIC will clear the holds for the terms in which you have insurance coverage.

Forward your insurance receipt /confirmation to insurance@ufic.ufl.edu.
Holds will be removed within 24-48 hours.

REMINDER! All current international students must submit
their insurance verification/confirmation by July 31st

Failure to submit your documents by July 31st may cause a longer delay
in clearing your holds due to new student check in procedures.
Please expect that holds may take more than 48 hours to clear during the month of August.
We appreciate your patience during this busy time.

Effective starting Fall 2015:

UF Insurance Requirements

The University of Florida requires health insurance for all UF students.  This insurance must meet the Affordable Care Act requirements.  The following information will guide you in the insurance process:

  1. There will be an insurance information hold on your student record hold screen in ISIS, which you must read and agree that you understand.
  2. A charge for insurance will show up on your student bursar record 30 days prior to the start of the fall semester and every semester after that, if you have not shown proof of health insurance.
  3. To remove this charge, you may waive it by showing proof of health insurance that meets the UF requirements (as outlined on the website-see #4).
  4. To waive the charge and show proof of insurance coverage, please go to: http://studentinsurance.shcc.ufl.edu/waiver-instructions/
  5. Please direct any questions concerning the new policy to insurance@shcc.ufl.edu or call (352)273-4546.
  6. For assistance with the initial waiver process, please contact Maryshelly at UFIC at: insurance @ufic.ufl.edu.

Insurance Plans that are ACA Compliant:

GatorGradCare:

If you are a graduate assistant, teaching assistant, or research assistant and are enrolled and eligible for GatorGradCare Health Insurance, this coverage meets the mandatory health insurance requirement. You do not need to do anything else after submitting the GatorGradCare enrollment through the enrollment site and agreeing to the mandatory health insurance requirement policy through your ISIS account.  Because of the timing, you will see the charge for the school-sponsored plan on your account until your GatorGradCare eligibility is confirmed. You should not pay this charge because it will be removed once your GatorGradCare eligibility is confirmed after the drop/add period.  Please note that GatorGradCare enrollment is not automatic; students must enroll in GatorGradCare each academic year they are eligible.

Additional Details:

  • What if you do not have health insurance?
    We are proceeding with the Mandatory Health Insurance requirement as an Opt Out system where students who don't opt out by providing documentation of adequate health insurance will be automatically enrolled in the school-sponsored plan. You may either purchase outside health insurance that meets the requirements for comparable coverage or you can be auto-enrolled in the school-sponsored plan.
  • What if I do NOTHING before the deadline?
    You will be auto-enrolled in the school sponsored Student Health Insurance Plan and a charge will be placed on your account on July 24, 2015. You will not be able to appeal this charge after the fee payment deadline of September 4th has passed.  If you have comparable health insurance coverage, please submit the waiver PRIOR to the deadline and the charge will be removed. 

Questions?

More information including insurance coverage guidelines, frequently asked questions, how to submit one's insurance information and more, can be found at  http://studentinsurance.shcc.ufl.edu. If you have further questions, please contact UF Student Health Care Center's (SHCC) Patient Financial Services and Insurance Office at insurance@shcc.ufl.edu or call (352) 273-4546. If you have additional questions about the requirement, you may contact the Dean of Students Office at (352) 392-1261.